Car Insurance Companies in Dubai

In Dubai, it is imperative to have a trusted and reliable car insurance policy for any vehicle, be it small, luxury, trucks or commercial vans, from the best car insurance company of your choice. People who get their car insured have two advantages— first, the company will cover the loss incurred due to fire, theft, and many more reasons. Second, there are customized car insurance plans according to their convenience. 

There are, as usual, many car insurance companies waiting eagerly for your registration. You may get confused with which one is best and suitable for your car. After reading this article, you will have points to discuss which one to select out of three.

1. Oman Insurance Company

Oman Insurance Company (OIC) has been declared one of the best car insurance companies in Dubai for forty-five years. It is rated ‘A Excellent’ by AM Best and ‘A- Stable’ by Standard & Poor’s and A2 by Moody’s.

There are attractive packages for all car owners in Dubai like regular coverage options, third party coverage options as well as special offers for Tesla.

Along with these options, there are several advantages given to the owners. Just a few of those are:

  1. There is a 24-hour Emergency Service available.
  2. The agency will repair the car for three years.
  3. Accidents for personal reasons will cover the driver and the passengers up to Dh. 200,000 and AED. 200,000. 
  4. There is complete coverage of insurance for natural disasters as well as for strikes.
  5. The coverage of any third-party property damage till AED. 3,500,000.

Office details:

Address: Al Maktoum Street Al Maktoum Building Number 24 Deira, P.O. Box 5209
Dubai, United Arab Emirates

Contact: +971 4 2337777

2. Orient Insurance Company

Many car owners also prefer the Orient Insurance Company as the best car insurance company. It was founded in 1982 and has gained some loyal clients since then. It supports not only individual car owners but also various companies under the Gulf Cooperation Council.  

There are three types of insurance coverage— Fleet, comprehensive and third-party liability. There is free life insurance coverage for individuals for 100,000 AED. 

There are also more adding to that:

  1. Total Insurance coverage of the damage caused by accident, fire, theft, acts by the third party, and during transit.
  2. Third-party property damage is covered up to 250,000 AED.
  3. Any severe collision or permanent disability coverage will be given to the driver and passengers up to 200,000 AED.
  4. Compensation for towing and removal assistance in any accident case is up to 1,000 AED as well as 3,500 AED for the vehicles weighing above 10 tons. 
  5. The car will be repaired by the agency and OIC-registered fully equipped garage.

Office details:

Address: Al Maktoum Street Al Maktoum Building Number 24 Deira, P.O. Box 5209
Dubai, United Arab Emirates

Contact: +971 4 2337777

3. Noor Takaful Ethical Insurance

Noor Takaful was established in 2009 as the Shari’a compliant insurance brand of Noor Investment Group LLC. The fast and smooth customer service makes sure that the clients are satisfied with their car insurance policies. Thus it makes them accessible and one of the best car insurance companies in Dubai. They provide free car wash and free fuel delivery for 2 months.

There are also comprehensive and third-party coverages. There are four optional covers— Oman extension, hire car, personal accident cover, and off-road insurance cover. These can be availed for an extra contribution. 

Let’s look at some other additional offers provided by this company:

  1. Third-party property damage is covered up to 2 million AED for both comprehensive and third-party insurance.
  2. Agency will repair the car at a standard level up to 3 years.
  3. Emergency Medical charge for any person in the car is 4,000 AED.
  4. New car replacement after an accident is up to 6 months only for comprehensive insurance.
  5. Excess waiver for window or wind-screen damage is up to 3,500 AED.

Office details:

Address: Level 4, The Offices 1 at One Central, Dubai World Trade Centre, P.O. Box 48883              

Contact: 800-Takaful (825 2385), +971 50 651 8475